"You break it you buy it," is a perfectly fair policy, but I wish I could make more use of it as a customer.
Like if I get bored and start wrassling my homies at the local IHOP (gotta bring that Waffle House energy to the middle class) and send one of them crashing through a table, just laugh it off and charge us for the table. We're adults. We don't assume we can break the table and walk away. It's not ours. We're adults with disposable income and a desire to destructively wrassle in our local breakfast establishment. (I guess a table might get a little expensive depending upon how it's secured to the floor, so I'll just break a wooden chair over my homies' back. Much more affordable.)
If I ever own a bar or an IHOP, I'll have a little tracker on how many chairs I have in reserve and the current chair price. If you're willing to pay for the chair and clean up afterwards, go nuts. Smash away. Just be respectful and ensure that all participants of the wrasslin' keep it to themselves and don't rope in any bystanders. But the policy of the establishment will simply be, "You buy it, you can break it."